Every client who comes to a Bond & Botes law office is different. Each has different concerns, but all of them are worried about overwhelming debt and issues that make daily life difficult – wage garnishments, creditor phone calls, foreclosure notices, repossession concerns and bills that grow larger every day with no hope of being paid.We understand that financial problems can become overwhelming, sometimes impacting marriages, family and careers.Is Chapter 7 bankruptcy or Chapter 13 bankruptcy the right answer for you? Perhaps an option other than bankruptcy is best? Talk to an experienced Bond & Botes bankruptcy attorney in a FREE face-to-face and confidential consultation about your financial problems. Get the answers you need.